Stripe Capital: AI Loan Tool That Automates Repayments

March 14, 2023

What is Stripe Capital?

Stripe Capital is a loan service platform developed by Stripe on September 5th, 2019, which provides loans to users. Its mission is to provide fast and flexible loans to businesses, especially small and medium-sized enterprises, to help them grow. With Stripe Capital, there is no need for credit checks or lengthy application processes. The platform offers an end-to-end loan API that allows flexible access to dynamic business loan conditions, and can automatically deduct corresponding funds based on users’ sales, achieving loan repayment automation.

Price: No uniform price
Tag: AI Loan Tool
Release time: September 5, 2019
Developer(s): Stripe
Users: 49M

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Stripe Capital Features

Quick application: It is very simple for users to obtain funds in Stripe Capital, without personal credit checks and complicated applications.
Funds arrive quickly: Stripe Capital allows users to quickly obtain funds. After the application is approved, the funds requested by the user will usually be credited to their Stripe account on the next working day.
Fixed fee: Users only need to pay a fixed fee when using Stripe, and there is no need to pay fees repeatedly or fulfill certain mortgage obligations.

Repayment automation: When users use Stripe’s funds to make profits, Stripe will automatically collect the corresponding funds from the sales, and the amount charged will be adjusted according to the user’s sales to realize automatic repayment.

How to Login Stripe Capital?

Enter the Stripe Capital website, click “Sign in” in the upper right corner.
Enter your Stripe Capital account email and password.

Then click “Continue” to successfully log in.
If you do not have a Stripe Capital account, you can click “Sign up” below.
Then enter your email address, region and password as prompted.

Finally click “Create account” to get your Stripe Capital account.

How to Use Stripe Capital?

Stripe Capital has various functions, and there is no unified usage procedure. You can check account information, check balance, learn about related products, apply for funds or use other functions after logging in.

Stripe Capital Pricing

Stripe Capital’s fees are not fixed. If your business has a relatively large transaction volume and transaction volume, please contact Stripe Capital staff, and they will provide you with greater discounts.

Plan	Pay-as-you-go	Customized
Price	2.9%	Contact sales
Functions	Everything you need to manage payments Get hundreds of feature updates each year No setup fees, monthly fees, or hidden fees	Volume discounts Multi-product discounts Interchange pricing Country-specific rates

Stripe Capital Reviews

Andrew: It is really convenient to apply for funds at Stripe Capital, without having to do a personal credit check, saving a lot of time and effort!

Benson: Stripe Capital really makes sense for businesses!

Cherry: Stripe Capital is so practical and helped me a lot.